Cashless payments are increasing the risk of money being stolen from your bank account in the future!

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Last week, the docomo account incident happened and cashless payments risk is now on the table.

After the docomo account incident, a series of Fraudulent remittances have been uncovered one after another, but this time the cashless payment issue has been resolved risk is increasing and what measures you can take to protect your money in your bank account.

Please read to the end of this article as it can be used as knowledge of current events.

Current events, please read to the end.

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So let's get to today's story!

Please read to the end, please.

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Fraudulent money transfers are being discovered one after another outside of docomo accounts!

Yumiko-san
Hello, Orli! The other day, somehow 300,000 yen was missing from my bank account.

Orli
Hello, Yumiko! What in the world has happened!

Yumiko-san
Wasn't there a docomo account incident the other day? That's when I was hit.

Yumiko-san
I don't have a docomo account, and yet why!

Orli
The docomo account is actually a cashless payment that anyone can make, and there The bank account for the charge was misused in linking up.
 

For more information on the docomo account case, please see this article.

→Bank account money stolen in docomo account case!

Yumiko-san
Ehh I'm too scared.

Orli
And as of the other day, the total damage caused by the unauthorized withdrawals from docomo accounts was 276 million yen was reached.

Yumiko-san
Eh, could it be that cashless payments themselves are a risk of having money taken out of your bank account!

Orli
Since this docomo account point in time was discovered, other cashless Fraudulent transfers were also discovered in the payments Paypay, Line Pay, Kyash and Melpay.

BUSINESS INSIDER "Japan Post Bank Also Affected; Fraudulent Remittances Spreading to PayPay, Kyash, MelpayWhat Causes It? Quoted from

Yumiko-san
Do you mean that the money was charged from your bank account without your permission, as in the docomo account case!

Orli
Yes Next, we'll discuss the risks of cashless payments in more detail.

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The risk of money being stolen from bank accounts with cashless payments is increasing!

Orli
With the widespread use of smartphones today, cashless payments are becoming the norm.

Yumiko-san
I use things like Suica and Paypay, too.

Orli
With cashless payments, you don't have to carry your wallet with you The ability to shop is a great advantage.

Orli
just Cashless payment registration is "easy for anyone to make I'm concerned about the point.

Yumiko-san
Oh, you're right, it was easy to just register with your email address and make it!

Orli
I feel that the strict security of the site was lacking in terms of identity verification and so on, because anyone can easily create it.

Yumiko-san
That's right I didn't think I'd ever be able to extract money from my bank account illegally until the docomo account incident happened.

Orli
In addition to cashless payments, the brokerage firm "SBI, which is famous for physical trading of stocks, In "Securities," approximately 100 million yen in customer accounts was fraudulently transferred to a fake account.

Yumiko-san
Ew! Isn't this a bad idea?

Orli
Since the docomo account incident, similar cases have been surfacing one after another.

Orli
This is just the beginning, and there are likely to be more cases of "unauthorized money transfers" in the future that have occurred in the past but have not been brought to light.

Orli
From this point of view, Banks as long as cashless payments exist There is a risk that the money will be removed from your account.

Yumiko-san
I understand thatbut they haven't found the guy yet!

Orli
The perpetrators have not yet been found, and it is unclear whether it was an individual or an organized crime.

Orli
But if it was an organized crime, there's an increased risk that they'll continue to take loopholes such as cashless payments to steal money from accounts I think.

Yumiko-san
So what the hell am I supposed to do!

Orli
I'll explain next.

Explain the steps you can take to protect your bank account funds!

Orli
As a countermeasure against illegal money transfers, the first is to "send funds to multiple bank accounts.

Yumiko-san
Oh, it's like a risk hedge, which you often hear about?

Orli
That's right, by splitting your funds between two or three accounts, you reduce the risk of zero if your bank account is ever taken out.

Yumiko-san
I could do this one!

Orli
And as a second measure, cancel net banking.

Yumiko-san
What? You're going against the grain nowadays, like canceling your online banking!

Orli
It's true that you can easily move money around on the web if you're banking online.

Orli
But With net banking, cashless payments and linkage is also made easier with a PIN.

Yumiko-san
Hee!

Orli
If you're really unsure there, stop net banking and "card I think we can reduce the risk of fraudulent use by returning to a situation where "you can only move your money with a bankbook or a passbook"

Yumiko-san
It's kind of like going back to analogbut if you can reduce the risk, it's probably an option.

Orli
The third measure is All credit card payments or cash I think you could change it to payment.

Yumiko-san
Why would a credit card be an option?

Orli
In the case of credit cards, If the fraudulent use of a credit card is There is roughly a month's grace period before the withdrawal.

Yumiko-san
That's right!

Orli
Credit cards allow you to see what you've spent on your statements so you can immediately contact your credit card company if there is any fraudulent activity.

Orli
From there, if you find out that the usage is fraudulent, you can stop charging for the fraudulent usage.

Yumiko-san
I see!

Orli
After the docomo account incident, I think it's been discovered that there's always a non-zero risk of money being stolen from bank accounts.

Orli
But we don't know what loopholes will cause damage in the future.

Orli
So use the measures we've discussed to protect your property as much as you can!

Yumiko-san
Okay! I will make use of it Thanks again for the day!

 

In this article, we'll discuss the evidence for the growing risk of cashless payments and how to protect the money in bank accounts How did you feel about the measures you can take?

Currently knowledgeable about current events, too!

 

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